Personal Tax Returns - Surrey, BC
Personal Tax Return Filing
in Surrey, BC
Your T1 personal tax return, filed accurately and on time by a CRA-authorized e-filer - from $65, with every credit and deduction you're entitled to.
Filing Your Personal Tax Return in Surrey
Every April, the same drawer fills up in households across Surrey - T4 slips, RRSP receipts, medical bills, a rental statement or two - waiting for someone to turn them into a tax return. Whether you're an employee, self-employed, a landlord, or newly retired, your tax return deserves more than a rushed once-a-year filing.
At Sarv Accounting Services, we prepare personal T1 tax returns for individuals across Surrey and the Lower Mainland, starting at $65. As a CRA-authorized e-filer, we submit electronically - which means faster processing and a faster refund, typically within about two weeks, compared to roughly eight weeks for a paper return.
What's Included in Your Personal Tax Return
We review your full financial picture before we file anything, so nothing gets missed:
- Employment income - T4 slips, including multiple employers
- Self-employment and contractor income - with every eligible business expense claimed
- Rental income and allowable expenses - for one property or several
- Investment income - dividends, capital gains, and interest
- RRSP and TFSA contributions - claimed at the right time for the biggest benefit
- Medical expenses and disability credits
- Tuition, education, and childcare credits
- Home office deductions for remote and hybrid workers
Personal Tax Return Deadlines & Penalties
Missing a filing deadline is one of the most avoidable costs in the Canadian tax system - CRA's late-filing penalty starts the moment the clock runs out, whether or not you owe money.
| Situation | Deadline | Penalty for Filing Late |
|---|---|---|
| Most individuals (T1) | April 30 | 5% of balance owing, plus 1% per month (up to 12 months) |
| Self-employed individuals | June 15 (payment still due April 30) | Same late-filing penalty applies if a balance is owing |
| Repeat late filer (last 3 years) | Same as above | Penalty doubles to 10%, plus 2% per month (up to 20 months) |
Self-Employed, Contractors & Rental Income
Tradespeople, consultants, rideshare and delivery drivers, and landlords all face a more involved return than a salaried employee - tracking your own income, remitting GST where it applies, and claiming the right expenses without overreaching. We calculate your net self-employment income correctly for CPP purposes and make sure your vehicle, home office, and equipment deductions hold up if CRA ever asks.
Catching Up on Late or Prior-Year Returns
If you haven't filed for one year or several, you're not alone, and it's rarely too late to fix. We prepare multiple years of back returns, communicate with CRA on your behalf when needed, and in many cases still recover a refund even after penalties have started accruing - filing stops the interest clock going forward either way.
Frequently Asked Questions
How much does a personal tax return cost in Surrey?
Straightforward personal returns start at $65. Self-employed, rental, or multi-slip returns are quoted after a quick look at your documents - always before we start any work.
How long does it take to get my refund?
E-filed returns typically refund within about two weeks. Paper returns can take up to eight.
I haven't filed in a few years - what happens now?
We prepare the outstanding years together, file them, and deal with CRA directly if a notice or penalty needs addressing. See our 2026 tax deadline guide to check exactly what's owing and by when.
Do you handle corporate returns too?
Yes - see our corporate tax return (T2) page if you file through a corporation, or our full tax preparation services for the complete picture.
File With Confidence This Tax Season
Book your appointment now - spots fill quickly between February and April. We'll handle everything from document collection to final filing, and you'll know exactly what you owe, or what's coming back, before anything is submitted.